Fixed Index Annuity is the best types, along with Index Annuities. They have the security and protection that you want for the nest egg portion of your retirement. What we normally recommend that you invest into your fixed index annuity is between 35-50% of your retirement savings.
Protecting it against a down turn or stock market crash, and guaranteeing you a payment or disbursement every year after the fixed index annuity matures in the predetermined amount for the rest of your life. A fixed index annuity does allow your money to actively participate in an index like the S&P 500 or other international indexes.
The insurance policy (fixed index annuity) is what guarantees and protects the principal investment from any loss in the market should stock prices fall your fixed index annuity protects your investment.
Fixed Index Annuity Policies
Each policy will have slightly different terms that may or may not include options for an investment bonus based on the minimum desired amount to qualify for such a bonus. Overall the “fixed index annuity” is a stable retirement investment vehicle designed to allow you to protect a portion of all your retirement savings, in the event of a stock market crash, should you have “all” or “nearly all” your money invested into the stock market.
Having or investing in the education for fixed index annuity policies is important. That is why as a licensed insurance agent and someone that believes in helping people protect everything that chances are “they worked their whole lives for” it’s important to me to help people protect a portion of their retirement and guarantee themselves an annual payment amount for the rest of your life and the life of your spouse.
Finding out the facts is something that took quite a bit of due diligence and it was a personal motivation to help people my age and older from risking way to much of their entire retirement savings in one place, that does not actually provide the protection and security or the guarantee of a fixed index annuity.
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I want you to have the book. And, later on I will be selling the book for more than $27.99, but I want you to have a copy because I know that you reading about a Fixed Index Annuity only solidifies that I wrote this book for you. At the end of reading the book I want you to walk away with the ability to change something in your life that you may never have changed had you not known what I am going to share with you.
People like Ed Slott and Tony Robbins know the power of a fixed index annuity and now it is your turn to read all about them.
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What Are The Risks of a Fixed Index Annuity?
Fixed Index Annuities are not FDIC insured nor are they regulated by the SPIC.
A Fixed Index Annuity is backed by the Insurer a.k.a the Insurance Company that provides and underwrites the fixed index annuity policy. Fixed Index Annuities are a product of the insurance industry much the way that you would have a home owners insurance policy or an automobile insurance policy for your car. Annuity policies are regulated by the insurance industry specifically: National Association of Insurance Commissioners Suitability in Annuity Transactions Model Regulations of March 2010 in cooperation with The California Department of Insurance, established in 1868, is the largest consumer protection agency in California. Insurers collect $259 billion in premiums annually in California. Learn More About Fixed Indexed Annuities.
http://www.insurance.ca.gov. Non-media inquiries should be directed to the Consumer Hotline at 800.927.HELP or 213.897.8921. Telecommunications Devices for the Deaf (TDD), please dial 800.482.4833.
